Health insurance can be costly. First, you pay premiums for coverage for medical care and prescription medication. Then you often face out-of-pocket costs when you access care. These expenses may ...

Dividing Americans into multiple risk pools increases health care costs. And it limits the ability to debate an insurance system almost nobody understands.

For instance, even without congressional intervention, subsidies will not go away entirely. They will be smaller, though, and ...

A high-stakes nightmare has unfolded in California, where a once-simple pitch of free health insurance has morphed into a ...

According to KFF, employers typically pay between 75% and 85% of the plan’s expenses and pass the rest onto workers. The remainder is usually deducted from their paychecks in the form of premiums. For ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...